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Principal Engineer - Mobile Development

Job type: Full Time · Department: Engineering · Work type: On-Site

Bengaluru, Karnataka, India

About Us

ACKO is the protection destination for over 200 million tech-savvy families across India, protecting their families, assets and money. Launched in 2016, ACKO started by reimagining insurance, making it simple, hassle-free and customer-first. Today, our mission goes beyond that: we aim to touch the lives of 1 million users, building products that solve real-world problems with technology at the core.

We are not just another insurance company, our DNA is product-tech, and our approach is bold, innovative, and digital-first. From zero commission, zero paperwork, and instant renewals to same-day claims settlements and app-based tracking, ACKO is a Welcome Change from traditional insurers. But what truly sets us apart? Our people. At ACKO, every Acker’s voice and ideas matter. We’re a vibrant, inclusive team of creators, thinkers, and doers, building products that redefine protection while ensuring each Acker grows, thrives and does meaningful work.

Join us at ACKO, where bold ideas, real impact and tech-driven innovation redefine protection and peace of mind - and where YOU can make a real difference in people's lives. ACKO is a product-tech company, launched in 2016, solving real-world problems for customers, starting with insurance. And as a customer-first organization serving the digitally-savvy, ACKO’s value proposition of ‘Welcome Change’ focuses on offerings that make insurance simple and hassle-free! With features such as zero commission, zero paperwork, instant renewal, same-day claim settlements, and app-based updates on claims, ACKO is a 'Welcome Change' from traditional insurers.

Having said that, we are not just another conventional insurance firm, or the people consulted solely for "claims”! Anchored in a tech-centric philosophy, ACKO’s approach fuels innovation, empowering us to develop comprehensive products that cater to every aspect of our customers' insurance requirements. And while we are at it, we put our Ackers at the heart of everything we do. We're not your typical 9-to-5 workplace; we're a vibrant and inclusive bunch of innovators and creators making sure every Acker’s idea matters, their voice is heard, and their growth is part of our mission.

About the Role

We are looking for an experienced Principal Engineer – Mobile Development to take end-to-end ownership of mobile engineering initiatives at ACKO. You’ll play a hands-on role in designing, developing, and optimizing high-scale consumer mobile applications that power millions of user interactions every day.

This role is perfect for someone who thrives on solving complex technical challenges, influencing product direction through strong engineering principles, and building robust, scalable, and high-performing mobile experiences.

As a Principal Engineer, you will work closely with product managers, designers, and backend teams to deliver seamless and performant applications while raising the overall technical bar for mobile engineering at ACKO.

Key Responsibilities

  • Technical Ownership: Lead the design and implementation of scalable, high-performance mobile applications (primarily Flutter-based) for Android and iOS.

  • Code & Design Excellence: Set the tone for clean, maintainable, and efficient mobile codebases; ensure adherence to best coding and design principles.

  • Cross-functional Collaboration: Partner with Product, Design, and Backend teams to deliver cohesive, reliable, and delightful user experiences.

  • Performance Optimization: Continuously measure and improve app performance — startup time, responsiveness, crash-free sessions, and battery efficiency.

  • Innovation: Evaluate and integrate new mobile technologies, frameworks, and developer tools to improve velocity and app quality.

  • Developer Productivity: Build shared components, tools, and SDKs to streamline development workflows across multiple product lines.

  • Monitoring & Reliability: Implement and maintain analytics, observability, and monitoring solutions to ensure app health and proactive issue detection.

  • Mentorship: Guide and mentor senior engineers, fostering a strong culture of technical excellence and continuous learning.

  • Security & Compliance: Champion secure coding practices, data protection, and privacy compliance in mobile development.

Required Qualifications

  • Experience: 9-12 years in mobile app development, with at least 2–3 years in a senior or principal individual contributor role.

  • Proven experience in building and scaling consumer-grade mobile applications with millions of active users.

  • Strong expertise in Flutter and familiarity with native Android (Kotlin) and iOS (Swift) development.

  • Deep understanding of mobile architecture patterns (MVP, MVVM, Clean Architecture) and performance optimization techniques.

  • Proficiency in integrating RESTful APIs, GraphQL, and third-party SDKs.

  • Hands-on experience with CI/CD pipelines, automated testing, and release management for mobile apps.

  • Deep understanding of NFRs — uptime, latency, load time, app size, and overall reliability at scale.

  • Strong grasp of mobile security best practices and user data protection.

  • Excellent analytical, debugging, and problem-solving skills.

  • Strong communication and collaboration skills, capable of working across multiple product pods.

Preferred Qualifications

  • Experience building shared mobile frameworks or SDKs for use across multiple teams or apps.

  • Exposure to cloud-native integrations, BFF (Backend for Frontend) architectures, and scalable API design principles.

  • Familiarity with mobile observability tools, analytics frameworks, and A/B testing platforms.

  • Prior experience in a fast-paced consumer internet or product-led technology company.

  • Passion for creating world-class mobile experiences that balance performance, usability, and reliability.

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