About Bright Money

Bright is a consumer fintech that helps Americans get out of debt, with the power of data science and machine learning. It is a mobile app that combines all the tools and tech needed to manage and get rid of debt.

Bright’s tools include credit score building, automated debt paydown plans, financial planning, budget planning tools, and refinance loans. It works with credit cards, student loans and car loans.

Bright has had 6x growth in the last year, with 300,000 users, and more than 100,000 ratings and reviews.

Bright is backed by three major venture capital funds (Sequoia, Falcon Edge and Hummingbird) and with top angel investors from the US, UK and India, Bright has raised +$40 million in funding to date.

Bright has recently raised $50M in debt funding from Encina Lender Finance, for its credit business growth. Encina Lender Finance provides lending solutions to consumer and commercial speciality finance companies across the U.S. and Canada.

Today we are among the top 8 US FinTech companies. We will become a top-100 US financial institution, with the unique strength of data science and predictive modelling to enhance financial products for a user’s life outcomes.

We will be the first at-scale Consumer Tech company, built in India for Global markets.

About Our Founders:

Bright was founded in 2019 by a founding team from McKinsey’s Banking Practice (Petko Plachkov and Avi Patchava) and InMobi Data Scientist (Avi Patchava, Varun Modi, Avinash Ramakath, Jayashree Merwade)

Role & Responsibilities:

Key Responsibilities:

• Develop, Test and Deploy scalable components for Bright's Smart Banking Platform in Django / Python

• Develop Smart Algorithms and Sub Systems for Lending and Financial Communications to the User

• Come up with quick and simple design solutions to complex engineering problems

Required Skill:

• performance, generating actionable insights to drive operational decisions and improve the efficiency of marketing investments.

• Collaborate with cross-functional teams to develop marketing and communications plans.

• Conduct periodic and ad-hoc analysis across user acquisition activities, make strategic recommendations about where to allocate investments across marketing channels.

• Up level team’s own data skills, democratize access to marketing data, and be an advocate for an increased adoption for in-house data tools.

• Hands on SQL

• Analytical Skills

Preferred Skill Set

• Strong First Principles Problem Solver (https://jamesclear.com/first-principles)

• Experience with integration and development of REST services over back-end frameworks (such as Django, Node.js)

• Strong Algorithm and Data Structures skills.

• Demonstrated ability to share knowledge via formal mentoring, reviewing code, reviewing design documents,

• Providing technical talks, teaching classes, or as a consultant on projects

• Some previous experience in Python based framework

• Experience with developing upon Relational or NoSQL Databases at scale.

• Bachelor's degree in Computer Science, or equivalent work experience.

• Demonstrated Competitive Programming excellence

What You'll Get?

• You will build the cross-functional skills to one day become a Start-up Founder, building your own company

• You will build a deep end to end understanding of building a customer focused financial product from scratch.