About Bright Money

Bright Money is a Consumer FinTech for middle-income consumers. It brings together SaaS products to help consumers build credit, manage their debt, and get access to suitable loans and credit cards. These are the major financial needs of middle-income consumers living paycheck-to-paycheck.

Bright is a profitable, India-built, U.S.-market Consumer FinTech, with revenue trajectory to $100M in the coming 6 months. The business model combines subscription revenue with a financial service marketplace revenues, for loans, credit cards, and credit building tools. 

Bright has launched an AI money assistant and AI agentic UX flows for access to credit. It will be the first AI-driven Consumer FinTech for middle-income consumers.

The Bright product suite has potential for global markets beyond the US. The market size is 100M global middle-income consumers, with a revenue pool opportunity of $15B.

Bright is backed by 3 top global venture capital firms, and leading tech angel investors in the USA, Europe, and Asia.

Bright was founded in 2019 by a founding team from McKinsey’s Banking Practice (Petko Plachkov and Avi Patchava) and InMobi Data Scientists (Varun Modi and Avi Patchava). The core team is ex-InMobi Engineering and Data Sciences, recently joined by senior leaders from McKinsey. Bright is a data-driven, fast-paced execution culture that will build a Global Consumer FinTech, all functions operating from India.'

Role & Responsibilities:

Key Responsibilities:

• Develop, Test and Deploy scalable components for Bright's Smart Banking Platform in Django / Python

• Develop Smart Algorithms and Sub Systems for Lending and Financial Communications to the User

• Come up with quick and simple design solutions to complex engineering problems

Required Skill:

• performance, generating actionable insights to drive operational decisions and improve the efficiency of marketing investments.

• Collaborate with cross-functional teams to develop marketing and communications plans.

• Conduct periodic and ad-hoc analysis across user acquisition activities, make strategic recommendations about where to allocate investments across marketing channels.

• Up level team’s own data skills, democratize access to marketing data, and be an advocate for an increased adoption for in-house data tools.

• Hands on SQL

• Analytical Skills

Preferred Skill Set

• Strong First Principles Problem Solver (https://jamesclear.com/first-principles)

• Experience with integration and development of REST services over back-end frameworks (such as Django, Node.js)

• Strong Algorithm and Data Structures skills.

• Demonstrated ability to share knowledge via formal mentoring, reviewing code, reviewing design documents,

• Providing technical talks, teaching classes, or as a consultant on projects

• Some previous experience in Python based framework

• Experience with developing upon Relational or NoSQL Databases at scale.

• Bachelor's degree in Computer Science, or equivalent work experience.

• Demonstrated Competitive Programming excellence

What You'll Get?

• You will build the cross-functional skills to one day become a Start-up Founder, building your own company

• You will build a deep end to end understanding of building a customer focused financial product from scratch.'