About Bright Money

Bright Money is a Consumer FinTech for middle-income consumers. It brings together SaaS products to help consumers build credit, manage their debt, and get access to suitable loans and credit cards. These are the major financial needs of middle-income consumers living paycheck-to-paycheck.

Bright is a profitable, India-built, U.S.-market Consumer FinTech, with revenue trajectory to $100M in the coming 12 months. The business model combines subscription revenue with a financial service marketplace revenues, for loans, credit cards, and credit building tools. 

Bright has launched an AI money assistant and AI agentic UX flows for access to credit. It will be the first AI-driven Consumer FinTech for middle-income consumers.

The Bright product suite has potential for global markets beyond the US. The market size is 100M global middle-income consumers, with a revenue pool opportunity of $15B.

Bright is backed by 3 top global venture capital firms, and leading tech angel investors in the USA, Europe, and Asia.

Bright was founded in 2019 by a founding team from McKinsey’s Banking Practice (Petko Plachkov and Avi Patchava) and InMobi Data Scientists (Varun Modi and Avi Patchava). The core team is ex-InMobi Engineering and Data Sciences, recently joined by senior leaders from McKinsey.

Bright is a data-driven, fast-paced execution culture that will build a Global Consumer FinTech, all functions operating from India.

What is the team & role about?

Senior Engineering Manager to join our leadership team. You will be responsible for leading and scaling high-performing engineering teams, driving technical excellence, and collaborating closely with cross-functional stakeholders to deliver innovative and scalable systems. This role demands a unique combination of deep engineering expertise, strong people leadership, and strategic execution.

What will you do?

Team Building & Management

• Hire, grow, and retain top engineering talent across multiple engineering domains.

• Mentor engineering leads and junior managers on architecture, execution, and people leadership.

• Build a culture of ownership, performance, and continuous learning.

• Define and implement processes and engineering metrics to drive system and team efficiency.

• Manage performance evaluations, career growth plans, and team structure scaling.

Core Engineering & Technical Strategy

• Translate abstract business requirements into robust, scalable architecture and system design.

• Drive the development of internal platforms to enable team efficiency and long-term scalability.

• Lead the design and delivery of distributed, data-heavy systems with high reliability and performance.

• Own the technical roadmap and long-term platform strategy in alignment with business goals.

• Ensure engineering best practices across architecture, code quality, testing, and deployment.

Program Execution & Cross-functional Collaboration

• Partner with Product, ML, Infrastructure, and Business stakeholders to deliver complex, high-impact projects.

• Oversee planning, execution, and delivery across multiple cross-functional initiatives.

• Own financial planning and resource allocation for engineering projects, ensuring optimal ROI.

• Communicate effectively with technical and non-technical stakeholders, including senior leadership.

Ideal candidate profile looks like?

• 8+ years of total engineering experience, with 3+ years in engineering leadership roles (including managing managers).

• Proven track record of building and scaling distributed or data-heavy systems.

• Experience leading cross-functional, multi-disciplinary teams to deliver complex projects.

• Deep understanding of platformization and internal tooling strategies to boost developer productivity.

• Strong analytical, organizational, and problem-solving skills.

• Exceptional communication and stakeholder management skills.

• Experience with budgeting, TCO, and engineering resource planning.

Nice to Have

• Experience working in fast-paced, high-growth startups or tech-first organizations.

• Familiarity with SRE practices, observability tools, and performance monitoring.

• Exposure to MLOps, infrastructure-as-code, or developer platform teams.

What Bright Offers?

• A profitable sub-unicorn with U.S. market scale – liquidity potential at $1–3B valuations.

• Real ownership: You run your own BU with an independent P&L.

• Wealth creation: Equity at an inflection stage of scale.

• A data-driven, high-cadence culture that combines consulting rigor with FinTech speed.

• Location flexibility: 4 days from the Bangalore office in a week