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Junior Associate / Associate - Financial Operations (Reconciliation)

Job type: Full Time · Department: Finance · Work type: On-Site

Bellandur, Karnataka, India

Junior Associate / Associate

Experience: 1–2 Years (Junior Associate) | 2–4 Years (Associate)

Location: Banaglore - Bellandur (Ecoworld)

Department: Financial Operation - Reconciliation

About the Role

We are looking for a detail-oriented and analytical professional to join our Reconciliation team. The role involves daily bank MIS reconciliation, fund matching, and coordination with banks to resolve payment-related discrepancies.The ideal candidate should have strong analytical skills, hands-on Excel expertise, and the ability to work in a fast-paced financial operations environment.

Key Responsibilities

  • Perform daily Bank MIS reconciliation with system data to ensure accuracy and completeness.

  • Match and balance funds at day-end and ensure proper closure of financial positions.

  • Identify, analyze, and resolve discrepancies between bank statements and internal systems.

  • Coordinate with partner banks for reconciliation breaks, settlement issues, and payment-related queries.

  • Research and resolve payment discrepancies including failed, delayed, or unidentified transactions.

  • Track unidentified credits and debits and ensure timely closure.

  • Prepare and maintain reconciliation reports, dashboards, and trackers using Excel and Google Sheets.

  • Escalate critical issues to internal stakeholders and follow up for resolution.

  • Ensure compliance with internal controls, SOPs, and audit requirements.

  • Support month-end and financial year-end closing activities.

  • Contribute towards process improvements and automation initiatives in reconciliation workflows.

Required Skills & Competencies

  • Strong understanding of bank reconciliation and financial operations.

  • Good knowledge of payment flows (NEFT/RTGS/IMPS/UPI/CARD/Net Banking).

  • Strong analytical and problem-solving skills.

  • Hands-on experience in MS Excel (VLOOKUP/XLOOKUP, Pivot Tables, basic formulas).

  • Working knowledge of MS Word, Google Sheets, and Google Docs.

  • Good communication skills to coordinate with banks and internal stakeholders.

  • Ability to work with large datasets and meet daily deadlines.

  • High attention to detail and ownership mindset.

Eligibility Criteria

  • Postgraduate degree in Commerce or Finance (M.Com / MBA Finance or equivalent preferred).

  • 1–4 years of relevant experience in reconciliation within the payment gateway / fintech industry.

  • Strong understanding of payment operations, bank settlements, and card/upi transaction lifecycle.

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