About the Company

Cover Genius is a Series E Insurtech that protects the global customers of the world’s largest digital companies including Booking Holdings, owner of Priceline, Kayak and Booking.com, Intuit, Hopper, Skyscanner, Ryanair, Turkish Airlines, Descartes ShipRush, Zip and SeatGeek. We’re also available at Amazon, Flipkart, eBay, Wayfair and SE Asia’s largest company, Shopee.

Our partners integrate with XCover, our award-winning insurance distribution platform, to embed protection for millions of customers worldwide each year. Our team and products have been recognized sed with dozens of awards including by the Financial Times who ranked Cover Genius as the #1 fastest growing company in APAC in 2020. Our diverse team across 20+ countries and many language groups commits itself to diverse cultural programs, in particular “CG Gives” which makes social entrepreneurs out of us all and funds development initiatives in global communities.

Our People are

Bold, Authentic, Purposeful and Inspired

Our People are not

Perfect, Traditional, Complacent or Cautious

About the Role

We are seeking a detail-oriented and analytical Senior Associate to lead our financial operations and reporting across the Latin America (LatAm) region, with a primary focus on Uruguay and Brazil. Sitting at the heart of our Financial Operations team, you will bridge the gap between transactional data and financial integrity.

You will own the day-to-day lifecycle for a portfolio of distribution partners (merchants) and underwriters. This role is ideal for someone who thrives in complex environments where a single counterparty acts as both debtor and creditor—managing premium flows, commission netting, chargebacks, and cash conversion impacts.

Key Responsibilities

Partner Settlement Execution: Manage daily, weekly, and monthly settlement cycles. You will prepare and validate partner invoices/statements (covering premiums, commissions, and adjustments) and reconcile them against internal subledgers (BigQuery), NetSuite, and bank activity.

• Underwriter Reporting: Prepare carrier bordereaux and settlement statements. You will ensure net premium payables and claims offsets are accurate and aligned with carrier contract terms.

• Cash Application & Collections: Support timely cash application for remittances within local banks and assist in the collections workflow for overdue partner balances.

• Controls & SOP Management: Execute and document rigorous controls (checklists, tie-outs). You will manage relationships with local accounting firms to ensure fiscal note flows (NFs) and financial reporting are seamless.

• Process Innovation: Identify recurring "break" patterns in data and propose automated fixes. You will partner with Data Ops and Product teams to test and implement system improvements.

What You Will Bring

• Expertise: 5–7 years of progressive experience in financial operations and reporting within LatAm (specifically Brazil and/or Uruguay).

• Data Mastery: Advanced spreadsheet skills and high data literacy. You are comfortable reconciling multi-source transactional data (ERP, Bank, PSP, and Data Warehouse).

• Compliance Mindset: High standards for audit trails, controls, and internal stakeholder management.

• Language: Fluency in English (written and spoken) is required.

Preferred Qualifications

• Experience with US GAAP and local tax regulations in Brazil/Uruguay.

• Background in Insurance Operations (Bordereau reporting, premium vs. commission offsets).

• Experience with multi-currency settlements and principal/agent netting.

Tools & Systems

• ERP: NetSuite

• Data: BigQuery / Data Warehouse

• Close Management: FloQast

• Analysis: Advanced Excel / Google Sheets

Why Cover Genius?  

Cover Genius not only cares about being the best in our industry, we care about our team. We’re a business that understands life can be fluid and so we flex to ensure we provide the environment to suit that. What does that mean?  

• Flexible Work Environment - Our teams are remote and hybrid. We work from home on Wednesdays and Thursday and attend the office on Monday, Tuesday and Friday with flexibility around start/finish times.

• Work with like-minded people who are passionate about both the work we're doing and giving back. Our CG Gives programs enable us to all become philanthropists through our peer recognition and rewards system.

• Social Initiatives - pictures speak a thousand words!

Sounds interesting? If you think you have the best composition of the above, send us your resume and let's chat!

Cover Genius promotes diversity and inclusivity. We don't tolerate discrimination, demeaning treatment of anyone, or harassment due to race, national origin, gender, gender identity, sexual orientation, protected veteran status, disability, age, or any other legally protected status.

By submitting your application, you acknowledge that we may collect, store and process your personal data for recruitment purposes. To ensure a fair evaluation, we may use AI to assist in sorting applications, but all final decisions are made by our hiring team and no candidate dispositions are automated. We will keep your information on file for three years from the date of your application.  For detailed information about how we handle your data and our use of AI, please review our full Privacy Policy.