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Sr. Technical Business Product Owner - Commercial Digital Banking & Open Finance

Job type: Full Time · Department: Business Solutions · Work type: Remote

United States

About the Role

Ignite Banking is looking for candidates with hands-on experience in commercial and treasury digital banking and open finance, who can help banks modernize payments, API infrastructure, and develop the next generation of SMB/Treasury products.

You’ll work at the intersection of business, technology, and product, helping deliver:

  • Commercial digital banking platforms (e.g., Q2, Bottomline, FIS, Fiserv)

  • Treasury/cash management and payments experiences (ACH, wires, entitlements, liquidity)

  • API-driven ecosystems and open finance/systems integrations

This role is central to large-scale banking modernization initiatives, including core transformation, digital platform evolution, and fintech integrations.


What You’ll Do

  • Lead discovery, requirements gathering, and business process analysis across complex banking environments

  • Design and optimize end-to-end commercial and treasury digital experiences

  • Translate payments and cash management workflows into scalable digital solutions

  • Partner with core providers, digital banking platforms, and fintechs to deliver integrated solutions

  • Define and support API integrations and open finance capabilities

  • Facilitate stakeholder alignment across business, technology, and compliance teams

  • Create clear documentation, workflows, and visual artifacts (e.g., Miro, Lucid, Visio)

  • Analyze impacts to operations, risk, and compliance (BSA/AML, OFAC)

  • Support testing (UAT/regression), implementation, and adoption

  • Drive continuous improvement by identifying gaps, inefficiencies, and enhancement opportunities


What You Bring (Required)

  • 5+ years of experience in business analysis, solution design, or business architecture within financial services or fintech

  • Hands-on experience in commercial or treasury digital banking (cash management, payments, entitlements, liquidity, commercial lending)

  • Experience working with digital banking platforms or ecosystems (Q2, Bottomline, FIS/Dragonfly, Fiserv etc.)

  • Exposure to APIs, integrations, or open banking/open finance frameworks

  • Strong business analysis skills (requirements gathering, process mapping, documentation, scope management)

  • Ability to communicate effectively across technical and non-technical stakeholders

  • Proven ability to operate in client-facing, fast-paced environments

  • Bachelor’s degree in Business, Finance, Information Systems, or a related field


Core Skills

  • Stakeholder communication and relationship management

  • Requirements gathering, documentation, and scope management

  • Analytical thinking and root cause problem solving

  • Process design, workflow mapping, and visualization

  • Adaptability and ability to quickly learn new systems and domains

  • Strong ownership mindset with a willingness to be hands-on


Nice to Have

  • Experience with payments modernization (real-time, ACH, wires)

  • Familiarity with tools such as Jira, Miro, Figma, Lucid, Visio

  • Working knowledge of BSA/AML, OFAC, and regulatory frameworks

  • Experience working with fintech partners, embedded finance, or API ecosystems

  • Exposure to core banking transformations


What This Role Is Not

This role is not a fit if your experience is primarily:

  • Retail/consumer banking focused

  • General consulting or BA work without digital platform involvement

  • Conceptual API/open banking knowledge without real delivery experience


Why Ignite

We focus on the parts of banking that are technically complex and highly critical to large regional and national banks:

  • Commercial digital experiences

  • Payments and treasury modernization

  • Open finance and ecosystem connectivity

You won’t just document requirements, you’ll help design and deliver modern banking tech that actually works.

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