Finance Manager

Location: London (Fitzrovia) - in office 4 days a week

About Lorum

Global payments are not broken. Incentives are. Clearing has been deprioritized inside balance sheet driven institutions whose models rely on lending and interest. When liquidity takes priority over settlement, payments slow and certainty drops. The same financial institutions that distort clearing as providers are disadvantaged as users. They are forced into fragmented setups, inconsistent rails, duplicated compliance, and unpredictable timelines. Stablecoin shortcuts and treasury pooling treat symptoms at the surface, but almost no one is rebuilding the underlying infrastructure in each market. 

Rebuilding clearing from the ground up

We are rebuilding clearing as its own specialist function. We act as a clearing and transaction banking partner for regulated institutions, with treasury built into the core so liquidity, settlement, and reconciliation sit in one controlled system.

Our platform unifies global and local licenses, direct central bank clearing, and access to domestic rails. We allow clients to open named customer accounts in every market we operate, collecting funds and paying out through a single network while retaining full ownership of their customer relationships. Market expansion becomes as simple as one correspondent relationship, not hundreds.

Why Lorum

Joining Lorum means contributing to one of the most ambitious clearing infrastructure projects in global finance. You will help shape settlement systems that perform under real regulatory standards and institutional volumes. You will build for regulated institutions that rely on precision, predictable timelines, and regulatory integrity. It is about working across currencies, markets, and supervisory frameworks to deliver reliable, final settlement.

Role purpose

We are hiring a Finance Manager based in London to lead Lorum’s UK finance operations and play a key role in global finance activities, working closely with our Singapore Finance Manager. Reporting to the Director of Finance, you will own the daily finances of the UK entity and contribute to Lorum’s global payroll, reporting, forecasting, and financial control frameworks.

The UK entity operates primarily as a cost centre for the wider business, so the role is more focused on clean, tightly controlled finance operations, payroll, payments and intercompany/recharge work than on UK regulatory reporting. You’ll be the primary finance point of contact for the UK, supporting local entity management, working with our external tax partner on annual filings, and partnering with the global finance team on consolidation, FP&A and process improvement. This is a practical role suited to someone who thrives in fast moving, high growth environments and can operate confidently at both strategic and transactional levels.

Key Responsibilities

UK finance management

• Own all finance operations for Lorum’s UK entity, ensuring accurate, timely and compliant accounting and reporting.

• Prepare monthly management accounts (P&L, balance sheet and supporting commentary) and lead month end and year end close for the UK.

• Own daily and month end bank reconciliations, investigating and resolving breaks promptly.

• Manage supplier and intercompany payment runs end to end, including approvals, controls and short term cash forecasting.

• Run monthly UK payroll (with external provider), including PAYE, NI, pensions auto enrolment, benefits and monthly HMRC submissions; oversee employee expenses.

• Work with our external tax partner to deliver UK annual statutory accounts, Corporation Tax and Companies House filings, and own routine VAT submissions.

• Support audit work, preparing schedules and responding to auditor queries. The UK entity is not currently expected to be audited, but you’ll be a strong contributor to audits at group level.

Global finance contribution

• Support the Director of Finance with group consolidation, global month end reporting, intercompany reconciliations and global payroll oversight.

• Lead transfer pricing and recharge accounting for the UK entity, applying intercompany policies, ensuring cost allocations are accurate, documented and consistently applied across the group.

• Contribute to global budgeting and forecasting cycles, including UK financial analysis, cost allocation and variance reporting.

• Help maintain Lorum’s global accounting and reporting systems, ensuring data integrity and alignment across regions.

• Assist in the development of global finance policies, procedures and controls.

FP&A and business partnering

• Build and maintain financial models to support business planning and decision making, both for the UK and at group level.

• Provide insights into financial performance, helping leadership teams interpret data and prioritise effectively.

• Act as a financial partner to cross functional teams, offering commercial insights and cost discipline.

• Support global pricing, billing and revenue recognition initiatives as Lorum scales.

Process, controls & systems

• Strengthen financial controls, standardise processes and help implement automation or tooling improvements.

• Ensure proper governance across all financial operations, including documentation, audit trails and compliance with internal policies.

• Identify and lead process improvements to enhance efficiency and data visibility across global finance operations.

Ideal candidate

Must haves

• Qualified chartered accountant (ACA, ACCA, CIMA, CA or equivalent).

• 2-5 years of progressive post qualification finance experience within fintech, payments or high growth tech environments.

• Strong accounting foundation with solid understanding of UK GAAP (FRS 102) and IFRS, and multi entity consolidation.

• Good working knowledge of transfer pricing and recharge accounting between group entities, with the ability to apply intercompany policies and explain the logic to non finance stakeholders.

• Direct experience running monthly UK payroll and supplier payment runs in a controlled, documented way.

• Comfortable managing UK compliance through an external tax partner, statutory accounts, Corporation Tax, Companies House and VAT, alongside running monthly HMRC PAYE/NI payments.

• Experience supporting external audits as a key finance contact, with a track record of delivering clean, evidenced schedules and responses.

• Proven experience with financial reporting, budgeting, forecasting and variance analysis.

• Excellent stakeholder management skills, able to communicate effectively with teams across finance, operations and leadership.

• Self starter who can work autonomously and thrive in a fast changing environment.

• High attention to detail and strong organisational skills.

• Proficiency in Excel/Google Sheets and modern accounting systems (e.g. Xero, NetSuite or similar).

Nice to haves

• Regional exposure across multiple geographies and experience with multi currency operations.

• Prior experience in a global finance team or working with distributed teams across time zones.

• Familiarity with treasury management, cash forecasting and currency exposure.

• Experience implementing or optimising ERP and finance automation tools.

Benefits

• Opportunity to travel (if applicable)

• Flexible vacation policy

• Private Healthcare

• Employee stock ownership (ESOP)

• Flexible working and autonomy

• Pay it forward days - we offer 2 annual pay it forward days where you can take time to volunteer for a charitable cause that is important to you.

• Wellness days - we believe you can only work your best when you feel your best, and we know working at Lorum is intense, so we offer 3 wellness days every quarter where you can take time to re-energise.