About us:
The global hiring revolution is shaping a future where talent can thrive everywhere, driving innovation and progress on a global scale. Multiplier is at the forefront of this change. By removing barriers and simplifying global hiring, we’re creating a level playing field where businesses and individuals – (like you) – can compete, grow, and succeed, regardless of geography.

Multiplier empowers companies to hire, onboard, manage, and pay talent in 150+ countries, quickly and compliantly. Our mission is to build a world without limits, where ambitious businesses can look beyond borders to build their global dream teams.

Our unified employment platform, complete with world-class EOR, AOR and Global Payroll products, means it has never been easier to seize the global hiring opportunity.

We’re backed by some of the best in the business, (Sequoia, DST, and Tiger Global), are led by industry-leading experts, scaling fast, and seeking brilliant like-minded enthusiasts to join our team. The future is borderless. Let’s build it together.


About Job

Multiplier is moving its US benefits offering up the value ladder — from a referral/pass-through model to licensed co-broker and eventually broker of record — while launching a native benefits administration platform for US Global Payroll and EOR clients. We need a licensed US benefits practitioner who has sat on the broker or carrier side, can own plan procurement, quoting, placement and renewals, and can stand in front of a US client or carrier as Multiplier's benefits authority.

Skills & Qualification

• Active US Life, Accident & Health insurance producer licence (resident state licence, in good standing, verifiable via NIPR/NAIC). Non-resident licences in additional states, or willingness to obtain them within 60 days, required.

• 7+ years in US employee benefits in a broker, consultant, carrier or benefits-administration capacity (not HR-generalist benefits admin only).

• Direct working experience with top-tier US brokerages — as an employee of, or as a counterpart to, firms such as Marsh McLennan / Mercer, HUB International, Gallagher, Aon, WTW, Alliant, NFP, USI, Brown & Brown, OneDigital. Must be able to name accounts, deal sizes and the nature of the relationship.

• Hands-on placement and management experience with top US health carriers — e.g. UnitedHealthcare, Aetna/CVS, Cigna, Elevance/Anthem BCBS, Kaiser Permanente, Humana, plus ancillary carriers (Guardian, MetLife, Principal, Unum, Sun Life, Lincoln).

• Demonstrated ownership of HSA, FSA, HRA, COBRA and commuter/transit benefits — design, vendor management and payroll integration (e.g. HealthEquity, WEX, Alight, Optum Financial, TASC, Edenred/Commuter Benefit Solutions).

• Full renewal cycle ownership — marketing a census, negotiating rates, and running open enrolment for multi-state US populations.

• US compliance fluency — ACA reporting, ERISA, COBRA, HIPAA, Section 125 and state-specific mandates.

• Experience at or selling into a PEO / EOR / Global Payroll provider, and familiarity with benefits for small, distributed multi-state employer groups.

• Experience standing up a new brokerage entity or BoR model (appointments, commission agreements, E&O, carrier onboarding).

• Canada benefits exposure (Manulife / Canada Life / Sun Life) for full NAMER coverage.

• Comfort with data: census files, reconciliation, PEPM/commission modelling in spreadsheets.

• Certifications: CEBS, GBA, PHR/SHRM-CP, RHU.

Responsibilities

• Licensing & placement: act as Multiplier's licensed producer/co-broker of record for US business; support entity licensing, appointments and non-resident licensing across NAMER states.

• Plan design & procurement: medical, dental, vision, life/AD&D, STD/LTD, voluntary; build and defend plan architecture for EOR and Global Payroll populations.

• Carrier & broker management: own relationships and quoting cycles with national carriers and broker partners; negotiate rates, commission schedules and renewal terms.

• Ancillary/pre-tax programmes: HSA, FSA (health/dependent care), HRA, COBRA and commuter/transit benefits — vendor selection, plan documents, funding and payroll mechanics.

• Renewals: own the US renewal calendar end to end — census, marketing, rate negotiation, employee comms, open enrolment.

• Platform: partner with Product/Engineering on the benefits admin build (census exchange, quoting workflow, carrier connections, enrolment, billing); serve as the US compliance and domain SME.

• Compliance: ACA (1094/1095, ALE, affordability), ERISA, COBRA, HIPAA, Section 125, 5500 filings, state mandates.

• Commercial: support Sales and Partnerships in client conversations, pricing (PEPM + commission), and RFP/RFI responses.

• Benefits administration platform experience: Employee Navigator, bswift, Noyo, Ideon, Clasp, Alight, Sequoia.