Lead Finance Business Partner

Job type: Full Time · Department: Finance · Work type: Hybrid · USD 130,000-165,000 / year

New York, New York, United States; San Francisco, California, United States; Salt Lake City, Utah, United States; Charlotte, North Carolina, United States

Varo is an entirely new kind of bank. All digital, mission-driven, FDIC insured and designed for the way our customers live their lives. A bank for all of us.

About the Role

Varo is on a mission to redefine banking for millions of everyday Americans, and as our Lead Finance Business Partner, you will be the strategic architect behind our next phase of growth. Operating at the unique intersection of a high-growth fintech and a nationally chartered bank, this role is far more than traditional budgeting. You will act as a vital strategic partner to our executive team, turning complex financial data into actionable, forward-looking insights that scale our business responsibly.

In this position, you will drive our enterprise-wide financial forecasting, strategic capital allocation, and business unit finance. If you are a collaborative leader who thrives in dynamic environments and wants to help build a world-class finance function, we want to hear from you.

How you'll make an impact

  • Strategic Financial Leadership: Own the enterprise-wide annual budgeting, rolling forecasting, and long-range strategic planning processes, translating company goals into robust financial models.

  • Business Finance & Partnership: Act as the primary financial advisor to business unit leaders, delivering deep-dive analyses on unit economics, margins, and investment KPIs to optimize operational performance.

  • Executive & Board Reporting: Synthesize complex financial performance, variances, and strategic trade-offs into high-impact presentations for the executive team, Board of Directors, and regulatory bodies.

  • Team Development: Lead, mentor, and scale a high-performing FP&A team, fostering an inclusive, data-driven culture focused on continuous improvement and automation.

The skills and experiences you'll bring

  • Proven Finance Leadership: 10+ years of progressive finance experience, with a significant portion spent leading FP&A or Business Finance teams within a banking, fintech, or regulated financial services environment.

  • Balance Sheet Expertise: Strong foundational knowledge of bank revenue, expense, and balance sheet mechanics

  • Strategic Communication: Exceptional ability to distill highly technical financial information into clear, compelling narratives for both financial and non-financial stakeholders.

  • AI and Advanced Modeling & Scale: Expert-level financial modeling skills with a track record of using AI and modern business finance and FP&A software tools to automate data aggregation and scale forecasting processes.

  • Mission-Driven Alignment: A collaborative, growth-oriented mindset with a passion for serving Varo’s core customer base

For cash compensation, we set standard ranges for all US-based roles based on function, level, and geographic location, benchmarked against similar-stage growth companies. Final offer amounts are determined by multiple factors as well as candidate experience and expertise and may vary from the identified range.

Varo is an equal opportunity employer. Varo embraces diversity and we are committed to building teams that represent a variety of backgrounds, perspectives, and skills. All applicants will be considered for employment without attention to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran or disability status.

Beware of fraudulent job postings!

Varo will never ask for payment to process documents, refer you to a third party to process applications or visas, or ask you to pay costs. Never send money to anyone suggesting they can provide work with Varo.  If you suspect you have received a phony offer, please e-mail careers@varomoney.com with the pertinent information and contact information.

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