About Bright

Bright is a consumer fintech that helps Americans get out of debt, with the power of data science and machine learning. It is a mobile app that combines all the tools and tech needed to manage and get rid of debt.Bright’s tools include credit score building, automated debt paydown plans, financial planning, budget planning tools, and refinance loans. It works with credit cards, student loans and car loans.Bright has had 6x growth in the last year, with 300,000 users, and more than 100,000 ratings and reviews.Bright is backed by three major venture capital funds (Sequoia, Falcon Edge and Hummingbird) and with top angel investors from the US, UK and India, Bright has raised +$40 million in funding to date.Bright has recently raised $50M in debt funding from Encina Lender Finance, for its credit business growth. Encina Lender Finance provides lending solutions to consumer and commercial speciality finance companies across the U.S. and Canada.Today we are among the top 8 US FinTech companies. We will become a top-100 US financial institution, with the unique strength of data science and predictive modeling to enhance financial products for a user’s life outcomes. We will be the first at-scale Consumer Tech company, built in India for Global markets

About Our Founders

Bright was founded in 2019 by a founding team from McKinsey’s Banking Practice (Petko Plachkov and AviPatchava) and InMobi Data Scientist (Avi Patchava, Varun Modi, Avinash Ramakath, Jayashree Merwade)

Role & Responsibilities:

Key Responsibilities:

• Design, Develop, Test and Deploy scalable components for Bright's Smart Banking Platform in Django / Python

• Own the architecture and design of complex systems or products.

• Translate product & business requirements into technical architecture and solutions.

• Come up with quick and simple design solutions to complex engineering problems

• Project management 

• Mentor team members 

• E2e ownership of tech systems and microservices.

• Drive technical direction, ensuring alignment with company goals and engineering standards.

• Define tech vision and roadmap for your team/module.

Required Skills:

• Strong First Principles Problem Solver (https://jamesclear.com/first-principles)

• Experience with integration and development of REST services over back-end frameworks (such as Django, Node.js)

• Strong Algorithm and Data Structures skillset

• Demonstrated ability to share knowledge via formal mentoring, reviewing code, reviewing design documents, providing technical talks, teaching classes, or as a consultant on projects

• Experience in HLD, LLD design and developing scalable software systems

• Some previous experience in Python based frameworks

• Strong understanding of engineering metrics and processes.

• 5+ years of demonstrated software development experience

• Experience with developing upon Relational or NoSQL Databases at scale.

Preferred Skill Sets:

• Bachelor's degree in computer science, or related technical field, or equivalent work experience

• 1+ years of Django development experience

• 1+ years of team lead experience

• Experience with CI/CD frameworks

• Deployment experience with AWS, GCP or Azure

• Demonstrated Competitive Programming excellence

• Has worked on consumer facing applications

What is in it for you?

• You will build the cross-functional skills to one day become a Start-up Founder, building your own company

• You will build advanced skills in A.I. and Finance – trained by Tech founders who have this expertise

• You will build a deep end to end understanding of building a customer focused financial product from scratch.