Role Overview:

Cashfree Payments is seeking a highly experienced professional with a Chartered Accountant (CA) or Law background to join as an Associate Director/Director - Risk & Compliance. This position involves developing and implementing robust policies and frameworks to manage financial crime risks, including Anti-Money Laundering (AML) and fraud prevention, while ensuring compliance with regulatory requirements.

What You Will Do: 

• Policy Development & Oversight: Strengthen and implement comprehensive policies for financial crime risk management, encompassing Anti-Money Laundering (AML), fraud prevention, and detection mechanisms. This includes developing, maintaining, and overseeing policies, processes, and product-level interventions to ensure robust risk mitigation

• Relationship Management: Managing banking relationships from Risk/Compliance standpoint & also governing the VISA/RBI/NPCI guidelines

• Risk Management: Enhance preventive and detective frameworks to mitigate financial crime risks across Cashfree Payments’ systems

• Regulatory Compliance: Ensure adherence to applicable laws, regulations, and guidelines by implementing necessary changes in internal processes

• Monitoring & Reporting: Establish robust monitoring systems for suspicious activities and ensure timely reporting to relevant authorities

• Team Leadership: Provide strategic direction to the financial crime risk team and foster a culture of compliance and risk awareness

• Operations Oversight: Lead a team of risk analysts to manage Fraud and AML operations - including merchant reviews, transaction monitoring, and escalation handling - and to respond to summons and data requests from Law Enforcement Agencies (LEAs) in a timely and compliant manner

What You Will Need:

• Bachelor’s or Master’s degree in Law, or Chartered Accountant (CA) qualification is mandatory

• 10-15 years relevant experience in policy development, fraud strategy, and financial crime risk management, with a proven track record of working in fast-paced, dynamic organizations

• Prefer candidates with experience in cross-border payment companies or banking institutions

• Exceptional stakeholder management skills with the ability to liaise effectively with regulators, Internal tech/product team & banking partners

• Analytical mindset with proficiency in data-driven decision-making